Nortin M. Hadler M.D.
In this extended essay, Nortin M. Hadler and Stephen P. Carter
introduce a new approach to reforming the American health-care
system--a plan they call the Universal Workers' Compensation Model
(UWCM). Drawing on Hadler's expertise as a physician and Carter's
as an attorney, the two have conceived the UWCM as a state-level
alternative that would supersede current solutions debated at the
national level. They begin by summarizing the history and present
complexity and irrationality of America's health-insurance system.
They then lay out the key concepts underlying the UWCM regime and
the practical policy steps necessary to enact it. At the heart of
the UWCM is a broader understanding of what constitutes worker's
health, one grounded in scientific research and cognizant of the
wide range of physical and mental illnesses that can afflict
workers. The UWCM stipulates a single policy providing rational and
reasoned recourse for universal risks: illness, injury, disability,
Presenting their ideas with precision in this 34-page pamphlet,
Hadler and Carter intend to spark discussion among health-care
providers, insurers, legislators, and everyday citizens about how
we might move beyond the limits of the current debate toward new,
truly effective solutions.